Why going online for your car insurance can be a good move

Previously, it used to be that for one to check out prices of products and services, one had to go out to the shop or premises of the provider and get the prices. Technology has changed things however to facilitate online shopping of everything from clothes to groceries to personal care products. The insurance sector has not been left behind in embracing this technology and it only takes a few clicks on a computer to check out the different rates of various insurance policies as offered by the insurance firms. It is now easy to get insurance quotes online by filling in about 25 questions based on the driver profiles, car details, accident history and so on. It takes you about 15 minutes to compare several insurance companies. Just make sure you have your car details such as year and make. You can get these details from your registration sticker on most occasions. Then just sit down in front of TV or relax on the couch and start comparing. Some insurance companies such as Bingle and Progressive Direct only offer their car insurance online and others such as Budget Direct and Youi are actively on the internet offering better prices as they are able to keep their operational costs down. In addition to this, many companies who offer their products through the offline broker network may also offer discounts of usually 10%. The policy you get when you order online is exactly the same and the service does not differ from those who purchase the same policy through other methods. You still get the 24 hour service most provide and at the same time enjoy the discounts for purchasing your car insurance online. If you already have car insurance and you are happy with your provider, then you should go to them first and see what type of discount you can get. It may even be worth ringing them and saying you have been a long time customer but others in the market now are becoming cheaper and you were wondering if you would take $50-150 off the price of your policy to keep you as a customer. Repeat business and customer acquisition is a major factor in an insurance company’s financial success. Many times they will provide something in order to keep an existing and service happy customer. I’m all about trying to get consumers a better price by comparing. Just by purchasing your insurance online you can usually get up to 10% off, even if you stay with the same company. Also, by going online, you are able to access the insurance companies that only sell insurance over the internet. These companies are almost always owned and/or underwritten by a very large company and so the risk for the consumer is no different. So next time you are looking for car insurance, remember that you may be able to save a lot of money by purchasing your car insurance from a company that specialises in the online market. Not only is it easy, it is also usually a cheaper way to go.